There are scenarios when you can get the claims placed in case you fall ill, and with the help of the company providing the health insurance plans, you can get the treatment value and cost reimbursed. This procedure is termed the California Small Business Health Insurance Plans you will have to place when the treatment is done. There are cover the treatment costs and the treatments which can prove to be in your favor.
In which cases can you place the claim?
The claims can be placed when you have been treated under the medical grounds that are a part of the policy offered. There are basically two modes in which the treatments are done and that includes the hospitals that are covered in the network of Religare and the ones in which you get the reimbursement after placing the treatment bills.
On which grounds can your claim be deducted?
There are some of the grounds that you should know so that you can avoid the claim from getting deducted, and that is as follows:
- You need to make sure that you have got the original bills there with you after you have got your treatment and hospitalization
- The sum for which you have got insured should not get exhausted while your policy term is not over
- The co-payment needs to applyto the treatments thatyou have undergone
- The sum should not exceed the limits prescribed in the policy
You can get the claims placed when it comes to the hospitals that are a part of the network that has been built up by theCalifornia Small Business Health Insurance Plans.So, have a wide idea that which of the hospitals has been a part of the process that comes across as something that can be quite helpful for you in the long run.
Network hospitals are the ones that provide the facility for cashless transactions,and that is what works when you have the policy brought. At the non-network hospitals, you will have to undergo the treatments will have to pay up. It is only at the later part of the treatment, or after it is over that, you can place the claim through the bills.